Life Insurance:Term vs Perm

In this episode, we Term Life Insurance and Permanent Life Insurance.

Term Life = Pays out IF you die during the term of the policy.
Convertibility is an important feature to have with a Term policy, just in case you happen to lose insurability before the term ends.

Permanent Life = Pays out WHEN you die. Premium payments create cash value equity that is accessible through withdrawals and policy loans.

Contact us if you would like to discuss your specific insurance needs. We are contracted with about a couple dozen insurance companies and can find you the best products and rates for your situation.

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